To make the mortgage application process more efficient, Ponderosa Homes maintains relationships with several lenders. You are welcome to submit your application to one of these firms, or shop for your own mortgage.

Northern California

Countrywide Home Loans
101 Ygnacio Valley Rd., Suite #150
Walnut Creek, CA 94596

Representatives:

Jeff Ryan	Manager/Builder Division
Email:	Jeffrey_Ryan@countrywide.com
Tel:	925-943-2200
Toll Free:	888-943-9711
Pager:	925-947-8860
Fax:	925-943-2285
Website:	www.home.countrywide.com/jeffryan

Omni Mortgage
55 Civic Center Dr.
Campbell, CA 95008

Charlene Low	Senior Residential Analyst
Email:	loan101@gmail.com
Tel:	800-719-9898
Pager:	800-978-1198
Fax:	408-371-9918
Website:	www.loan101.com

Wells Fargo Home Mortgage
A0320-011
1277 Treat Blvd. #150
Walnut Creek, CA 94597

Devoreaha Smith	Home Mortgage Consultant
Email:	Devoreaha.smith@wellsfargo.com
Tel:	925-287-6924
Toll Free:	877-868-0295
Fax:	925-287-6929
Website:	www.wfhm.com/wfhm/devoreaha-smith/index.page

Southern California

Countrywide Home Loans
73-261 Highway 111
Ground Floor
Palm Desert, CA 92260

Denise Goodman	Branch Manager
Email:	Denise_Goodman@countrywide.com
Tel:	760-773-6948
Cell:	760-774-8574
Fax:	760-776-4620
Website:	www.goodmanteamhomeloans.com

Wells Fargo Home Mortgage
MAC E3522-011
73011 Country Club Dr., Suite F3
Palm Desert, CA 92260

Lori Pirkola	Home Mortgage Consultant
Email:	Lori.a.Pirkola@wellsfargo.com
Tel:	760-837-4638
Cell:	760-409-3638
Toll Free:	888-234-0464 Ext.4643
Fax:	866-922-8551
Website:	https://www.wfhm.com/wfhm/lori-pirkola/

First Mutual Mortgage
10681 Foothill Blvd., Suite 380
Rancho Cucamonga, CA 91730

Dawn Robson	Home Loan Consultant
Email:	Dawnforloan@aol.com
Tel:	800-294-1426
Cell:	909-238-2194
Fax:	909-989-2803
Website:	www.dawnforloan.com